Before studying abroad, the decisive questions are whether the real goal is the degree or staying on to work, how it is funded, and whether the post-study work rules have been checked for your intake year on an official government source rather than a forum. Living costs usually exceed tuition over the course and are missing from most brochure comparisons. An education loan is repaid against a starting salary, so the EMI should be worked out in both currencies — including the case where you return home, which is a normal outcome rather than a failure.